Operating as Sunflower Bank, First National 1870 and Guardian Mortgage, Sunflower Bank, N.A. provides financial solutions to the individual communities we serve through a full range of relationship-focused services to meet personal, business and wealth management financial objectives.

Whether you know us as Sunflower Bank, First National 1870 or Guardian Mortgage, our philosophy is simple: we offer a full range of financial products that create possibility in the lives we touch and the communities we serve. We value the needs of each customer and partner with them to help achieve their goals with innovative solutions delivered through a regional structure that provides local expertise.

We are proud of our longevity and the long-term relationships it represents. Sunflower Bank was founded in 1892. We operate as First National 1870 in Albuquerque, Los Alamos and Santa Fe, New Mexico with roots dating back to 1870. Additionally, Guardian Mortgage, our residential mortgage division, has helped generations of valued customers across our footprint and beyond realize their dreams of homeownership.

Finance

Sunflower Bank, N.A.

You must have 7+ years in commercial banking and C&I lending, strong credit analysis skills, and experience with owner-operated companies and various financing options.

You will identify and develop new business, manage commercial loans, analyze financial risks, coordinate loan processing, and represent the bank in community engagements.

Sales & Business Development

Banking & Finance

Denver

Description Sunflower Bank, N.A. is looking to fill the full-time position of Commercial Relationship Manager in Denver, CO. This is the ideal possibility for you if you seek the freedom to develop new and existing customer relationships, and also be an important member of the team responsible for developing products and services that bring value to business owners. MUST HAVE- Commercial banking business development experience MUST HAVE- C&I Lending experience Salary: 100-175k + incentive pay Pay is dependent on knowledge, skills, abilities, experience and location The position of Commercial Relationship Manager is responsible for identifying new business within the Bank’s target market and subsequently establishing a book of business from those relationships. The position is responsible for the negotiating, underwriting and coordinating the closing of a variety of commercial banking loans, deposit production and fee income generation. The position will serve as the primary contact for borrowing needs while engaging bank partners to help provide additional products and services needed by the customer. * Engages in business development activities and solicitation of new business targeting loan relationships in excess of $3MM. * Gathers and analyzes all information necessary to present a financing request to credit administration for approval; negotiates loan terms and conditions. * Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information. * Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. * Coordinates processing of approved loans; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within the Relationship Manager’s portfolio. * Monitor loan portfolio and ensure ongoing proper risk grade on loans within the portfolio. * Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business; assists the Bank in growing market position Education / Experience Required * A minimum of seven (7) or more years of related experience. * Strong understanding of credit analysis, accounting principles, state and federal banking regulations, and business development. * Experience in C&I lending to owner-operated companies meeting their needs in financing owner-occupied commercial real estate, equipment, SBA loans, business acquisitions, and monitored and non-monitored lines of credit. Sunflower Bank Benefits Employees Enjoy Outstanding Benefits, Including * 401(k) Plan with 6% Match * Health/Dental/Vision Insurance * Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off * Volunteer Leave * Paid Holidays * Plus many more employee perks & incentives! People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. If you qualify, apply online at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Applications will start being reviewed within 24 hours of the job posting date and will continued to be reviewed until position is filled. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

DescriptionSunflower Bank, N.A. is looking to fill the full-time position of Commercial Relationship Manager in Denver, CO.This is the ideal possibility for you if you seek the freedom to develop new and existing customer relationships, and also be an important member of the team responsible for developing products and services that bring value to business owners.MUST HAVE- Commercial banking business development experienceMUST HAVE- C&I Lending experienceSalary: 100-175k + incentive payPay is dependent on knowledge, skills, abilities, experience and locationThe position of Commercial Relationship Manager is responsible for identifying new business within the Bank’s target market and subsequently establishing a book of business from those relationships. The position is responsible for the negotiating, underwriting and coordinating the closing of a variety of commercial banking loans, deposit production and fee income generation. The position will serve as the primary contact for borrowing needs while engaging bank partners to help provide additional products and services needed by the customer. * Engages in business development activities and solicitation of new business targeting loan relationships in excess of $3MM. * Gathers and analyzes all information necessary to present a financing request to credit administration for approval; negotiates loan terms and conditions. * Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information. * Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. * Coordinates processing of approved loans; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within the Relationship Manager’s portfolio. * Monitor loan portfolio and ensure ongoing proper risk grade on loans within the portfolio. * Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business; assists the Bank in growing market position      Education / Experience Required * A minimum of seven (7) or more years of related experience. * Strong understanding of credit analysis, accounting principles, state and federal banking regulations, and business development. * Experience in C&I lending to owner-operated companies meeting their needs in financing owner-occupied commercial real estate, equipment, SBA loans, business acquisitions, and monitored and non-monitored lines of credit.      Sunflower Bank Benefits Employees Enjoy Outstanding Benefits, Including * 401(k) Plan with 6% Match * Health/Dental/Vision Insurance * Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off * Volunteer Leave * Paid Holidays * Plus many more employee perks & incentives!      People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.If you qualify, apply online at www.sunflowerbank.com/careers.You’ve never worked anyplace like Sunflower Bank!EOE/AA: Minorities/Females/Disabled/VetsApplications will start being reviewed within 24 hours of the job posting date and will continued to be reviewed until position is filled.If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Commercial Relationship Manager - Sunflower Bank, N.A.

&lt;strong&gt;Description&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;strong&gt;Sunflower Bank, N.A.&lt;/strong&gt; is looking to fill the full-time position of &lt;strong&gt;Commercial Relationship Manager&lt;/strong&gt; in &lt;strong&gt;Denver, CO&lt;/strong&gt;.&lt;br&gt;&lt;br&gt;This is the ideal possibility for you if you seek the freedom to develop new and existing customer relationships, and also be an important member of the team responsible for developing products and services that bring value to business owners.&lt;br&gt;&lt;br&gt;&lt;strong&gt;MUST HAVE&lt;/strong&gt;- Commercial banking business development experience&lt;br&gt;&lt;br&gt;&lt;strong&gt;MUST HAVE-&lt;/strong&gt; C&amp;amp;I Lending experience&lt;br&gt;&lt;br&gt;&lt;strong&gt;Salary:&lt;/strong&gt; 100-175k + incentive pay&lt;br&gt;&lt;br&gt;&lt;em&gt;Pay is dependent on knowledge, skills, abilities, experience and location&lt;br&gt;&lt;br&gt;&lt;/em&gt;The position of &lt;strong&gt;Commercial Relationship Manager&lt;/strong&gt; is responsible for identifying new business within the Bank’s target market and subsequently establishing a book of business from those relationships. The position is responsible for the negotiating, underwriting and coordinating the closing of a variety of commercial banking loans, deposit production and fee income generation. The position will serve as the primary contact for borrowing needs while engaging bank partners to help provide additional products and services needed by the customer.&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;Engages in business development activities and solicitation of new business targeting loan relationships in excess of $3MM.&lt;/li&gt;&lt;li&gt;Gathers and analyzes all information necessary to present a financing request to credit administration for approval; negotiates loan terms and conditions.&lt;/li&gt;&lt;li&gt;Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.&lt;/li&gt;&lt;li&gt;Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.&lt;/li&gt;&lt;li&gt;Coordinates processing of approved loans; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within the Relationship Manager’s portfolio.&lt;/li&gt;&lt;li&gt;Monitor loan portfolio and ensure ongoing proper risk grade on loans within the portfolio.&lt;/li&gt;&lt;li&gt;Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business; assists the Bank in growing market position&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;strong&gt;Education / Experience Required&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;ul&gt;&lt;li&gt;A minimum of seven (7) or more years of related experience.&lt;/li&gt;&lt;li&gt;Strong understanding of credit analysis, accounting principles, state and federal banking regulations, and business development.&lt;/li&gt;&lt;li&gt;Experience in C&amp;amp;I lending to owner-operated companies meeting their needs in financing owner-occupied commercial real estate, equipment, SBA loans, business acquisitions, and monitored and non-monitored lines of credit.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;strong&gt;Sunflower Bank Benefits Employees Enjoy Outstanding Benefits, Including&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;ul&gt;&lt;li&gt;401(k) Plan with 6% Match&lt;/li&gt;&lt;li&gt;Health/Dental/Vision Insurance&lt;/li&gt;&lt;li&gt;Company-paid Life Insurance&lt;/li&gt;&lt;li&gt;Tuition Reimbursement&lt;/li&gt;&lt;li&gt;Fitness Reimbursement&lt;/li&gt;&lt;li&gt;Paid Time Off&lt;/li&gt;&lt;li&gt;Volunteer Leave&lt;/li&gt;&lt;li&gt;Paid Holidays&lt;/li&gt;&lt;li&gt;Plus many more employee perks &amp;amp; incentives!&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.&lt;br&gt;&lt;br&gt;If you qualify, apply online at www.sunflowerbank.com/careers.&lt;br&gt;&lt;br&gt;&lt;strong&gt;You’ve never worked anyplace like Sunflower Bank!&lt;br&gt;&lt;br&gt;&lt;/strong&gt;EOE/AA: Minorities/Females/Disabled/Vets&lt;br&gt;&lt;br&gt;&lt;em&gt;Applications will start being reviewed within 24 hours of the job posting date and will continued to be reviewed until position is filled.&lt;br&gt;&lt;br&gt;&lt;/em&gt;&lt;em&gt;If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our &lt;/em&gt;&lt;em&gt;privacy policy&lt;/em&gt;&lt;em&gt;.&lt;/em&gt;

Commercial Relationship Manager

You must have customer service and cash handling experience, a high school diploma or equivalent, and banking experience is a plus. Equivalent education and experience may qualify.

You will perform full-service banking, assist customers with transactions and account updates, focus on customer needs, and achieve sales goals while promoting products and services.

Lawrence

Description Sunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Universal Banker at our Lawrence, KS branch! * Customer Service experience is a MUST * Cash Handling experience is a MUST * Banking experience is a plus but not required The Universal Banker is a combination of being a Teller, Personal Banker, and performing Customer Service. Our Universal Bankers plays a crucial role in providing retail banking products and services to customers. In addition to performing a variety of tasks associated with processing customer transactions and requests, the Universal Banker will develop new business opportunities with current and potential customers. If you are dedicated to providing exceptional customer service, detailed-oriented, possess good computer skills, this is the job for you! Responsibilities * Perform full service banking with a primary focus on sales and service to new and existing customers within the branch, with the ability to perform cash transactions, open or update accounts, and provide information on other products and services. * Ability to focus on and fulfill customer needs to maximize the customer experience on the phone and during branch visits. * Meets/exceeds sales and referral goals and meets/exceeds individual and branch targets. * Provide information to customers regarding promotions, contests, and new account options. Education / Experience Preferred * High School Diploma or equivalent. * An equivalent combination of education and experienced may meet qualifications Pay is dependent on knowledge, skills, abilities, experience and location. Sunflower Bank Benefits Employees enjoy outstanding benefits, including: * 401(k) Plan with 6% Match * Health/Dental/Vision Insurance * Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off * Volunteer Leave * Paid Holidays * Plus many more employee perks & incentives! People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. If you qualify, apply online at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. Requirements:

DescriptionSunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Universal Banker at our Lawrence, KS branch! * Customer Service experience is a MUST * Cash Handling experience is a MUST * Banking experience is a plus but not required      The Universal Banker is a combination of being a Teller, Personal Banker, and performing Customer Service. Our Universal Bankers plays a crucial role in providing retail banking products and services to customers. In addition to performing a variety of tasks associated with processing customer transactions and requests, the Universal Banker will develop new business opportunities with current and potential customers.If you are dedicated to providing exceptional customer service, detailed-oriented, possess good computer skills, this is the job for you!Responsibilities * Perform full service banking with a primary focus on sales and service to new and existing customers within the branch, with the ability to perform cash transactions, open or update accounts, and provide information on other products and services. * Ability to focus on and fulfill customer needs to maximize the customer experience on the phone and during branch visits. * Meets/exceeds sales and referral goals and meets/exceeds individual and branch targets. * Provide information to customers regarding promotions, contests, and new account options.      Education / Experience Preferred * High School Diploma or equivalent. * An equivalent combination of education and experienced may meet qualifications      Pay is dependent on knowledge, skills, abilities, experience and location.Sunflower Bank BenefitsEmployees enjoy outstanding benefits, including: * 401(k) Plan with 6% Match * Health/Dental/Vision Insurance * Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off * Volunteer Leave * Paid Holidays * Plus many more employee perks & incentives!      People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.If you qualify, apply online at www.sunflowerbank.com/careers.You’ve never worked anyplace like Sunflower Bank!EOE/AA: Minorities/Females/Disabled/VetsOpen until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. Requirements:

Universal Banker - Sunflower Bank, N.A.

&lt;strong&gt;Description&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;strong&gt;Sunflower Bank &lt;/strong&gt;is looking for an energetic, highly motivated individual to fill the position of a full-time&lt;strong&gt; Universal Banker &lt;/strong&gt;at our&lt;strong&gt; Lawrence, KS &lt;/strong&gt;branch!&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;Customer Service experience is a MUST&lt;/li&gt;&lt;li&gt;Cash Handling experience is a MUST&lt;/li&gt;&lt;li&gt;Banking experience is a plus but not required&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;The &lt;strong&gt;Universal Banker&lt;/strong&gt; is a combination of being a Teller, Personal Banker, and performing Customer Service. Our Universal Bankers plays a crucial role in providing retail banking products and services to customers. In addition to performing a variety of tasks associated with processing customer transactions and requests, the Universal Banker will develop new business opportunities with current and potential customers.&lt;br&gt;&lt;br&gt;&lt;em&gt;If you are dedicated to providing exceptional customer service, detailed-oriented, possess good computer skills, this is the job for you!&lt;br&gt;&lt;br&gt;&lt;/em&gt;&lt;strong&gt;Responsibilities&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;ul&gt;&lt;li&gt;Perform full service banking with a primary focus on sales and service to new and existing customers within the branch, with the ability to perform cash transactions, open or update accounts, and provide information on other products and services.&lt;/li&gt;&lt;li&gt;Ability to focus on and fulfill customer needs to maximize the customer experience on the phone and during branch visits.&lt;/li&gt;&lt;li&gt;Meets/exceeds sales and referral goals and meets/exceeds individual and branch targets.&lt;/li&gt;&lt;li&gt;Provide information to customers regarding promotions, contests, and new account options.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;strong&gt;Education / Experience Preferred&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;ul&gt;&lt;li&gt;High School Diploma or equivalent.&lt;/li&gt;&lt;li&gt;An equivalent combination of education and experienced may meet qualifications&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;em&gt;Pay is dependent on knowledge, skills, abilities, experience and location.&lt;br&gt;&lt;br&gt;&lt;/em&gt;&lt;strong&gt;Sunflower Bank Benefits&lt;br&gt;&lt;br&gt;&lt;/strong&gt;Employees enjoy outstanding benefits, including:&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;401(k) Plan with 6% Match&lt;/li&gt;&lt;li&gt;Health/Dental/Vision Insurance&lt;/li&gt;&lt;li&gt;Company-paid Life Insurance&lt;/li&gt;&lt;li&gt;Tuition Reimbursement&lt;/li&gt;&lt;li&gt;Fitness Reimbursement&lt;/li&gt;&lt;li&gt;Paid Time Off&lt;/li&gt;&lt;li&gt;Volunteer Leave&lt;/li&gt;&lt;li&gt;Paid Holidays&lt;/li&gt;&lt;li&gt;Plus many more employee perks &amp;amp; incentives!&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.&lt;br&gt;&lt;br&gt;If you qualify, apply online at www.sunflowerbank.com/careers.&lt;br&gt;&lt;br&gt;&lt;strong&gt;You’ve never worked anyplace like Sunflower Bank!&lt;br&gt;&lt;br&gt;&lt;/strong&gt;EOE/AA: Minorities/Females/Disabled/Vets&lt;br&gt;&lt;br&gt;Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.&lt;br&gt;&lt;br&gt;&lt;em&gt;If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our &lt;/em&gt;&lt;em&gt;privacy policy&lt;/em&gt;&lt;em&gt;.&lt;/em&gt; Requirements:

Universal Banker

You must have 3+ years of mortgage lock desk experience, strong communication skills, High School Diploma/GED, Encompass and Optimal Blue experience, and expert knowledge in mortgage loans and pricing.

You will process rate lock requests, manage pricing, conduct ATR/QM analysis, update investor information, assist loan officers, and ensure compliance with regulations and internal policies.

Customer Relations

Plano

Description Sunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Mortgage Rate Lock Desk Pricing Analyst at our Plano, TX location. * MUST HAVE: 3+ years of experience with mortgage lock desk experience * Ability to research and resolve issues independently. * Excellent verbal and written communication skills interact with Mortgage Loan Officers. The Mortgage Rate Lock Desk Pricing Analyst will be responsible for processing loan lock requests, extension requests, and other rate lock-related changes in accordance with our client’s policies. In this role, the individual will be processing new rate, extension, hedged and best effort lock requests received from loan officers and will be conducting analysis and testing. Primary Responsibilities * Processes new rate lock requests as submitted by loan officers through Encompass (pricing engine is Optimal Blue) * Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed * Ensures pricing for all locks is correctly recorded in system * Processes requests for both hedged (mandatory/AOT) and best efforts locks * Conducts preliminary ATR/QM analysis to ensure all loans do not exceed the Points and Fees test for Qualified Mortgages * Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.) * Utilizes information in Encompass to assist loan officers in selecting appropriate product and pricing * Communicates rate lock expiration reports to Branch Managers to ensure all active mandatory locks remain in the hedge (or best efforts locks are extended) or any inactive locks are canceled * Assists post-closing department with any revisions to locks necessary to facilitate getting loans purchased * Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company. * Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines. * Understand and participate in the Bank’s Community Reinvestment Act program. * Perform other duties as assigned. Education / Experience * At least a High School Diploma or a GED for an accredited institution * Prior experience in a lock desk pricing capacity * Encompass software experience * Expert knowledge in mortgage loans, programs, and pricing processes and procedures * Exceptional customer service and communication skills * Prior Experience with Encompass is preferred * Prior experience with Optimal Blue is preferred Pay is dependent on knowledge, skills, abilities, experience, and location. Sunflower Bank Benefits Employees enjoy outstanding benefits, including: * 401(k) Plan with 6% Match * Health/Dental/Vision Insurance * Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off * Volunteer Leave * Paid Holidays * Plus many more employee perks & incentives! People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. If you qualify, apply online at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

DescriptionSunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Mortgage Rate Lock Desk Pricing Analyst at our Plano, TX location. * MUST HAVE: 3+ years of experience with mortgage lock desk experience * Ability to research and resolve issues independently. * Excellent verbal and written communication skills interact with Mortgage Loan Officers.      The Mortgage Rate Lock Desk Pricing Analyst will be responsible for processing loan lock requests, extension requests, and other rate lock-related changes in accordance with our client’s policies. In this role, the individual will be processing new rate, extension, hedged and best effort lock requests received from loan officers and will be conducting analysis and testing.Primary Responsibilities * Processes new rate lock requests as submitted by loan officers through Encompass (pricing engine is Optimal Blue) * Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed * Ensures pricing for all locks is correctly recorded in system * Processes requests for both hedged (mandatory/AOT) and best efforts locks * Conducts preliminary ATR/QM analysis to ensure all loans do not exceed the Points and Fees test for Qualified Mortgages * Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.) * Utilizes information in Encompass to assist loan officers in selecting appropriate product and pricing * Communicates rate lock expiration reports to Branch Managers to ensure all active mandatory locks remain in the hedge (or best efforts locks are extended) or any inactive locks are canceled * Assists post-closing department with any revisions to locks necessary to facilitate getting loans purchased * Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company. * Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines. * Understand and participate in the Bank’s Community Reinvestment Act program. * Perform other duties as assigned.      Education / Experience * At least a High School Diploma or a GED for an accredited institution * Prior experience in a lock desk pricing capacity * Encompass software experience * Expert knowledge in mortgage loans, programs, and pricing processes and procedures * Exceptional customer service and communication skills * Prior Experience with Encompass is preferred * Prior experience with Optimal Blue is preferred      Pay is dependent on knowledge, skills, abilities, experience, and location.Sunflower Bank BenefitsEmployees enjoy outstanding benefits, including: * 401(k) Plan with 6% Match * Health/Dental/Vision Insurance * Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off * Volunteer Leave * Paid Holidays * Plus many more employee perks & incentives!      People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.If you qualify, apply online at www.sunflowerbank.com/careers.You’ve never worked anyplace like Sunflower Bank!EOE/AA: Minorities/Females/Disabled/VetsWe accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Mortgage Rate Lock Desk Pricing Analyst - Sunflower Bank, N.A.

&lt;strong&gt;Description&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;strong&gt;Sunflower Bank&lt;/strong&gt; is looking for an energetic, highly motivated individual to fill the position of a full-time &lt;strong&gt;Mortgage Rate Lock Desk Pricing Analyst &lt;/strong&gt;at our&lt;strong&gt; Plano, TX &lt;/strong&gt;location.&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;MUST HAVE: 3+ years of experience with mortgage lock desk experience&lt;/li&gt;&lt;li&gt;Ability to research and resolve issues independently.&lt;/li&gt;&lt;li&gt;Excellent verbal and written communication skills interact with Mortgage Loan Officers.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;The Mortgage Rate Lock Desk Pricing Analyst will be responsible for processing loan lock requests, extension requests, and other rate lock-related changes in accordance with our client’s policies. In this role, the individual will be processing new rate, extension, hedged and best effort lock requests received from loan officers and will be conducting analysis and testing.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Primary Responsibilities&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;ul&gt;&lt;li&gt;Processes new rate lock requests as submitted by loan officers through Encompass (pricing engine is Optimal Blue)&lt;/li&gt;&lt;li&gt;Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed&lt;/li&gt;&lt;li&gt;Ensures pricing for all locks is correctly recorded in system&lt;/li&gt;&lt;li&gt;Processes requests for both hedged (mandatory/AOT) and best efforts locks&lt;/li&gt;&lt;li&gt;Conducts preliminary ATR/QM analysis to ensure all loans do not exceed the Points and Fees test for Qualified Mortgages&lt;/li&gt;&lt;li&gt;Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.)&lt;/li&gt;&lt;li&gt;Utilizes information in Encompass to assist loan officers in selecting appropriate product and pricing&lt;/li&gt;&lt;li&gt;Communicates rate lock expiration reports to Branch Managers to ensure all active mandatory locks remain in the hedge (or best efforts locks are extended) or any inactive locks are canceled&lt;/li&gt;&lt;li&gt; Assists post-closing department with any revisions to locks necessary to facilitate getting loans purchased&lt;/li&gt;&lt;li&gt;Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.&lt;/li&gt;&lt;li&gt;Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.&lt;/li&gt;&lt;li&gt;Understand and participate in the Bank’s Community Reinvestment Act program.&lt;/li&gt;&lt;li&gt;Perform other duties as assigned.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;strong&gt;Education / Experience&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;ul&gt;&lt;li&gt;At least a High School Diploma or a GED for an accredited institution&lt;/li&gt;&lt;li&gt;Prior experience in a lock desk pricing capacity&lt;/li&gt;&lt;li&gt;Encompass software experience&lt;/li&gt;&lt;li&gt;Expert knowledge in mortgage loans, programs, and pricing processes and procedures&lt;/li&gt;&lt;li&gt;Exceptional customer service and communication skills&lt;/li&gt;&lt;li&gt;Prior Experience with Encompass is preferred&lt;/li&gt;&lt;li&gt;Prior experience with Optimal Blue is preferred&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;Pay is dependent on knowledge, skills, abilities, experience, and location.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Sunflower Bank Benefits&lt;br&gt;&lt;br&gt;&lt;/strong&gt;Employees enjoy outstanding benefits, including:&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;401(k) Plan with 6% Match&lt;/li&gt;&lt;li&gt;Health/Dental/Vision Insurance&lt;/li&gt;&lt;li&gt;Company-paid Life Insurance&lt;/li&gt;&lt;li&gt;Tuition Reimbursement&lt;/li&gt;&lt;li&gt;Fitness Reimbursement &lt;/li&gt;&lt;li&gt;Paid Time Off&lt;/li&gt;&lt;li&gt;Volunteer Leave&lt;/li&gt;&lt;li&gt;Paid Holidays&lt;/li&gt;&lt;li&gt;Plus many more employee perks &amp;amp; incentives!&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.&lt;br&gt;&lt;br&gt;If you qualify, apply online at www.sunflowerbank.com/careers.&lt;br&gt;&lt;br&gt;&lt;strong&gt;You’ve never worked anyplace like Sunflower Bank!&lt;br&gt;&lt;br&gt;&lt;/strong&gt;EOE/AA: Minorities/Females/Disabled/Vets&lt;br&gt;&lt;br&gt;We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.&lt;br&gt;&lt;br&gt;&lt;em&gt;If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our &lt;/em&gt;&lt;em&gt;privacy policy&lt;/em&gt;&lt;em&gt;.&lt;/em&gt;

Sunflower Bank, N.A.

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