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Head of Lending Operations

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Deutsche Bank

1mo ago

  • Job
    Full-time
    Expert Level
  • Legal
    Banking & Finance
  • Mumbai

AI generated summary

  • You need 10+ years in lending operations for NBFCs, knowledge of PMS, lending systems, loan documentation, regulatory reporting, GST, audits, and strong interdepartmental relationships.
  • You will manage client on-boarding, ensure compliance with regulations, prepare data for Board meetings, oversee timely regulatory filings, and lead a team to meet operational deliverables.

Requirements

  • Minimum 10 years of work experience in managing lending operations for an NBFC. Should also have a brief knowledge of PMS operations as well covering Discretionary PMS, Non-discretionary PMS and Investment Advisory
  • Sound knowledge of lending systems preferably Miles Vantage and Integra
  • Product Knowledge along with understanding of Loan documentation execution, Rollovers, interest resets as well as other regulatory requirements on reporting (CRILIC, XBRL, CIMS etc)
  • Should have a handle on PMS Product, documentation, regulatory reporting, reconciliations, corporate actions, settlement etc
  • Should know preparation of GST returns as well as reporting including data submission for TDS return filing.
  • Should have handled internal audits as well as regulatory audits independently and have an eye for details on Risk and controls.
  • Knowledge around documentation of policies and processes
  • Interaction with treasury for fund arrangement and breakage cost
  • Should be able to develop and maintain good relationships with different functions including finance, audit, compliance, Group tax etc.

Responsibilities

  • Client on-boarding with understanding of documentation for different client categories, periodic reviews and other RBI/SEBI requirements
  • Update of key regulatory requirements covering lending and PMS business more from operational implementation perspective
  • Preparation of data for Board meetings
  • Manage the lending operations effectively without any financial loss
  • Ensure that the Operations are run in a compliant environment where the internal Group as well as regulatory policies and processes are duly complied with
  • All regulatory filings including GST reporting are done on time
  • Should be able to manage a team and ensure that the deliverables are met on time

FAQs

What is the job title for this position?

The job title is Head of Lending Operations (NBFC).

Where is the position located?

The position is located in Mumbai, India.

What are the key responsibilities of the Head of Lending Operations?

The key responsibilities include client onboarding, regulatory compliance, preparation of data for board meetings, managing lending operations without financial loss, ensuring compliance with internal and regulatory policies, and managing a team to meet deliverables.

What is the minimum experience required for this role?

A minimum of 10 years of work experience in managing lending operations for an NBFC is required.

What kind of knowledge is necessary for this role?

In-depth knowledge of lending operations, KYC onboarding, legal loan documentation, collateral monitoring, regulatory reporting, PMS regulations, and GST compliance is necessary.

Is there any support for further education and certifications?

Yes, the company offers sponsorship for industry-relevant certifications and education.

What benefits are offered regarding parental leave?

The company offers a gender-neutral parental leave policy.

How does the company ensure the well-being of employees?

The company provides a comprehensive hospitalization insurance plan for employees and their dependents, along with an Employee Assistance Program for employees and their family members.

What types of audits does the role involve?

The role involves handling internal audits and regulatory audits independently.

Are there opportunities for professional development in this position?

Yes, the company supports training and development to help employees excel in their careers.

What software systems are preferred for this role?

Sound knowledge of lending systems, preferably Miles Vantage and Integra, is preferred.

Does the company support flexible work arrangements?

Yes, the company offers a range of flexible benefits that can be tailored to suit individual needs.

Is relationship management with other functions important in this role?

Yes, the role involves maintaining good relationships with various functions including finance, audit, compliance, and Group tax.

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Deutsche Bank

Finance
Industry
10,001+
Employees
1869
Founded Year

Mission & Purpose

At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background.

Benefits

  • Home office flexible work time

    We support flexible working, whether that’s working from home, flexible working hours or even part-time working. However, it is important to note that opportunities will vary depending on your particular role.

  • Annual leave & more

    Employees are entitled to generous leave allowance (details should be discussed with local recruitment teams). Additionally, paid leave is granted for special events including, wedding/civil partnerships, compassionate leave, paternity leave or when you’re caring for a sick child. On top of the statutory 36 months of parental leave (Germany), Deutsche Bank offers an extra six months of parental leave – providing you have been with us for more than three years.

  • Support & Counselling

    Whether you need professional help or personal advice: Deutsche Bank offers a comprehensive support network ranging from career advice, mental health support, assistance in finding childcare or social care for the elderly.

  • Health insurance

    You can choose between statutory or a range of private health insurance options. Our statutory health insurance ‘Betriebskrankenkasse BKK’ is available exclusively to Deutsche Bank employees and their families. Aside from shorter waiting times for appointments, BKK provides access to expert medical consultations over the phone and regular health checks.

  • Sick pay

    Beyond statutory sick pay, Deutsche Bank will also cover the difference between your net salary and the statutory sickness benefit allowance. The duration of the sick pay will be dependent on the number of years you’ve worked with us.

  • Pension

    We understand that pensions can be a dry topic; however here at Deutsche Bank, we are dedicated to simplifying the complexities, so that all of our people can enjoy their lives beyond work. To provide a great foundation for your future, we provide our people with a comprehensive pension scheme that delivers all the security and all the flexibility you need.