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Kreditanalyst / Underwriter (m/w/d)

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Atradius

10d ago

  • Job
    Full-time
    Mid Level
  • Data
    Banking & Finance
  • Cologne
  • 14d left

AI generated summary

  • You have a degree in economics or similar, experience in credit management, strong analytical skills, and are proficient in balance sheets. You work structured, communicate well in German and English, and enjoy teamwork.
  • You analyze credit portfolios, evaluate financial data, conduct risk discussions, collaborate with teams, network with experts, and can pursue advancement opportunities in underwriting.

Requirements

  • Du hast dein wirtschaftswissenschaftliches Studium, ein ähnliches Studium oder eine vergleichbare Berufsausbildung erfolgreich abgeschlossen
  • Du verfügst über Berufserfahrung, vorzugsweise im Warenkreditgeschäft, sowie eine ausgeprägte Analysefähigkeit
  • Du bist erfahren und sicher im Umgang mit Unternehmensbilanzen und Jahresabschlüssen
  • Du arbeitest strukturiert und lösungsorientiert
  • Du verfügst über Entscheidungsstärke, ein souveränes Auftreten und liebst es, Themen und Projekte voranzutreiben
  • Du magst das Arbeiten im Team, arbeitest selbstständig und verantwortungsbewusst
  • Du bist kommunikationsstark und verfügst über sehr gute Deutsch- und Englischkenntnisse
  • Du schätzt die Arbeit in einem internationalen Umfeld und reist gerne

Responsibilities

  • - Macher:in Kreditportfolios und eingehende Limitanfragen bearbeitest du eigenständig – mit deinen fundierten, gut strukturierten Kreditentscheidungsvorlagen unterstützt du unsere Kreditkomitees
  • - Analyst:in Du analysierst Bilanzen, bewertest Bonitätsinformationen und hast volkswirtschaftliche Entwicklungen kontinuierlich im Blick
  • - Kapitän:in Du führst Risikogespräche bei uns in der Zentrale oder auch bei Unternehmen vor Ort
  • - Partner:in Du arbeitest intensiv mit Vertriebs-, Account- und Kreditprüfungskollegen:innen zusammen
  • - Netzwerker:in Du pflegst den Wissensaustausch mit Expert:innen im In- und Ausland
  • - Forscher:in Du hast die optionale Möglichkeit der Weiterbildung zum Senior Underwriter (m/w/d) mit Fokus auf international tätige und börsennotierte Konzerne
  • - Brückenbauer:in Du baust nachhaltige Verbindungen auf und trägst so zum nachhaltigen Erfolg unserer Kunden (der auch unserer ist) bei

FAQs

What is the job title for this position?

The job title is Kreditanalyst / Underwriter (m/w/d).

When is the starting date for this position?

The starting date is January 1, 2025.

Where is the job located?

The job is located in Köln, Germany, at the Deutschland-Zentrale.

What type of employment is being offered?

The position being offered is full-time and permanent.

What skills are required for this job?

The job requires a degree in economics or a similar field, strong analytical skills, experience with corporate financial statements, decision-making abilities, and proficiency in German and English.

What are the primary responsibilities of this role?

Responsibilities include managing credit portfolios, analyzing financial statements, conducting risk discussions, collaborating with colleagues, and building sustainable customer relationships.

Is there opportunity for career advancement?

Yes, there are opportunities for advancement, including the option to train as a Senior Underwriter.

What kind of company culture does Atradius promote?

Atradius promotes a culture of collaboration, appreciation, and a good work-life balance.

Are there any health benefits provided?

Yes, there are subsidized health offerings and additional perks like a company cafeteria and JobRad.

What is the application process for this position?

Interested candidates can apply through the Atradius career website by filling out a form, uploading their CV and cover letter, and providing their salary expectations and earliest start date.

Who can I contact for questions about the position?

You can contact Judith Schröder at +49 221 2044 6112 for any questions regarding the role.

Managing Risk, Enabling Trade

Finance
Industry
1001-5000
Employees
1925
Founded Year

Mission & Purpose

Atradius provides trade credit insurance, surety and collections services worldwide through a strategic presence in more than 50 countries. Atradius has access to credit information on over 240 million companies worldwide. Its credit insurance, bonding and collections products help protect companies throughout the world from payment risks associated with selling products and services on trade credit. Atradius forms part of Grupo Catalana Occidente (GCO.MC), one of the leading insurers in Spain and worldwide in credit insurance.

Culture & Values

  • People first

    Our colleagues, partners, brokers and customers are important. Our people first approach is built on the shoulders of ambitious teamwork and revolves around collaboration and mutual support. When a new person joins us, we’re proud that we often hear: ‘I already feel part of the Atradius family’.

  • Reliable accountability

    Our customers trust us to help them manage risk. We are transparent, consistent and accountable for all we do. This means, for example, that if we turn down a request for credit insurance, we like to explain why.

  • Constantly improving

    We provide the best levels of service to our customers and the best working environment for our colleagues by continuously looking for ways to improve. It is this ethos that keeps us at the forefront of our markets and is the drive that will see us evolve and enhance our offer as we grow.

  • Unrivalled service

    At the heart of our business is our commitment to managing risk and enabling trade. It is our mission to support our customers’ growth by helping them to strengthen their credit management processes through exceptional levels of service.