Analyst, Credit Management - Corporate Client Group

RBC

3mo ago

Applications are closed

Job
Full-time
Mid Level
Banking & Finance
Vancouver, +1

Requirements

Strong credit, analytical and technical skills, ability to critically assess financial statements and other corporate and commercial client reports and draw reasoned and relevant conclusions to recommend a course of action
Professional written and verbal communication skills with the ability to work effectively within a team environment and to interact at all levels within a large organization
Ability to read and understand complex legal documents, prioritize, commit to task with excellent attention to detail, and perform well under pressure to meet time sensitive deadlines as this is frequently not a 9-to-5 environment
Strong Excel, Word and PowerPoint skills
Nice-to-have:
Working towards an MBA, or professional designation (e.g., CPA, CFA) or a post-graduate degree with a focus in business, economics, finance, or accounting
Previous banking experience with relationship management, structuring and writing credit proposals, credit processes, policies, risk analysis
Ability to communicate and read legal documentation in French
Familiarity with the RBC Capital Markets credit process and loan agreements
Knowledge of internal systems such as CCMS, TMS & Newton

Responsibilities

Responsible for managing credit risk associated with syndicated and bilateral loan facilities and trading derivative lines. Tasks include preparation of credit amendments, annual reviews, reviewing loan documentation, annual risk assessments, including financial modeling where required
Monitoring of financial and industry information, regulatory events, external rating agency movements and other early warning signals
Identify and assess deteriorating risk situations through your credit analysis and where necessary, propose a course of action to your Team Leader & Director to ensure the safety of the bank’s funds
Ensure compliance with loan agreements by verifying performance against financial covenants, margin limits and Bank Policy.
Ensure bank systems correctly reflect key terms and conditions of credit agreements and other documentation for the assigned portfolio, with respect to data integrity
Build relationships and interact extensively with other functions within the organization such as Corporate Client Group, Risk Management, Global Loans Administration, front line Service Managers, Cash Managers, etc.

FAQs

What is the role of the Analyst, Credit Management in the Corporate Client Group?

The Analyst, Credit Management in the Corporate Client Group assists with the management of a portfolio of Corporate Client Group Borrowers, focusing on delivering a full range of credit and banking services to multinational and other large corporate relationships.

What are the key responsibilities associated with this position?

Key responsibilities include managing credit risk for syndicated and bilateral loan facilities, monitoring financial and industry information, assessing deteriorating risk situations, ensuring compliance with loan agreements, and building relationships with other functions within the organization.

What qualifications are required to succeed in this role?

Must-have qualifications include strong credit, analytical and technical skills, professional communication skills, ability to prioritize tasks under pressure, and proficiency in Excel, Word, and PowerPoint.

Are there any preferred qualifications for this role?

Nice-to-have qualifications include working towards an MBA or a professional designation (e.g., CPA, CFA), previous banking experience, ability to communicate in French, familiarity with the RBC Capital Markets credit process, and knowledge of internal systems such as CCMS, TMS & Newton.

What kind of work environment can be expected?

The work environment is dynamic, collaborative, and high-performing, where teamwork and the opportunity to make a difference are emphasized.

What opportunities for professional growth does this position offer?

The position provides opportunities to engage in challenging work, make a lasting impact, and develop skills within a progressive team framework.

What is the employment type and work hours for this position?

The employment type is full-time with a work schedule of 37.5 hours per week.

When does this position close for applications?

The application deadline for this position is July 31, 2024.

How does RBC approach diversity and inclusion in hiring?

RBC is committed to embracing diversity and inclusion, building equitable workplaces for employees, and providing accessible candidate experiences during the recruitment process.

How can candidates stay updated with job opportunities at RBC?

Candidates can join RBC's Talent Community to receive customized information on job opportunities, career tips, and recruitment events that matter to them.

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