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Credit Review, Pune

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Northern Trust Corporation

5d ago

  • Job
    Full-time
    Mid Level
  • Accounting & Tax
    Banking & Finance
  • Pune
  • Quick Apply

AI generated summary

  • You need 4+ years in commercial lending credit reviews, knowledge of credit analysis, policies, and laws, plus strong analytical, leadership, and communication skills. Basel II experience is a plus.
  • You will conduct credit reviews, evaluate AIRB adherence, counsel lenders, advise on credit policy, perform on-site reviews, interact with partners, and monitor economic factors affecting loan quality.

Requirements

  • 4 or more years of experience as individual contributor in commercial lending credit reviews, including collateral audit and loan documentation reviews, counterparty credit review experience, etc.
  • BASEL II AIRB implementation, experience a plus.
  • Knowledge of credit analysis, credit policies, procedures, documentation requirements, and applicable laws and regulations usually acquired through formal education and previous experience is required.
  • Analytical skills are required to analyze risk of credit portfolios and report to management. Leadership, organizational, and communication skills are required to execute assigned reviews and report the related results.

Responsibilities

  • Conducts credit reviews for assigned components of the plan, with the primary goal to validate the effectiveness of the Corporation’s credit rating system by covering the Corporation’s loan portfolios, as well as credit risk associated with bank deposits (domestic and foreign), investment securities, and other counterparty risk exposures.
  • Responsible for evaluating adherence and effectiveness of the Advanced Internal Ratings Based (AIRB) approach for assigned reviews in the plan.
  • Participates in developing the business unit strategic plan and sets goals and priorities based on the direction set for the team. Follows through to ensure objectives are met.
  • Counsels lenders and business unit credit officers on specific loan situations and calls problem loans to their attention.
  • Advises senior credit and loan personnel on the company's overall credit policy; noting significant trends and recommending policy changes if necessary.
  • Conducts on-site reviews of credit portfolios and counterparty risk exposures to ensure the quality of credits, accurate and thorough documentation, compliance with internal credit policies/procedures, and federal/state banking laws, rules, regulations.
  • Frequently interacts with partners in credit and banking and with senior management at affiliate offices to review audit and examination results.
  • Keeps abreast of economic, political, and legislative factors that could affect the quality of loan portfolios.

FAQs

What is the job title for this position?

The job title is Credit Review.

Where is this position located?

This position is located in Pune.

What company is offering this job?

The job is offered by Northern Trust, a Fortune 500 company.

What are the main responsibilities of this role?

The main responsibilities include conducting credit reviews, evaluating adherence to the Advanced Internal Ratings Based (AIRB) approach, counseling lenders, advising on credit policy, conducting on-site reviews, and keeping abreast of factors affecting loan quality.

What qualifications are needed for this position?

Candidates should have 4 or more years of experience in commercial lending credit reviews, knowledge of credit analysis, and experience with the BASEL II AIRB implementation is a plus.

Are there opportunities for career growth within the company?

Yes, Northern Trust encourages movement within the organization and values career development.

What is the work culture like at Northern Trust?

The work culture is flexible and collaborative, promoting financial strength and stability while encouraging new ideas.

Does Northern Trust provide accommodations for individuals with disabilities?

Yes, Northern Trust is committed to providing reasonable accommodations for individuals with disabilities.

How can I apply for this position?

Interested candidates can apply directly by following the application instructions provided in the job listing.

Is there a focus on community involvement at Northern Trust?

Yes, Northern Trust is committed to assisting the communities they serve.

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Northern Trust Corporation

Dynamic careers. Brighter futures. Greater possibilities.

Finance
Industry
10,001+
Employees
1889
Founded Year

Mission & Purpose

Northern Trust is a leading global financial services company that offers a comprehensive range of asset servicing, investment management, and banking solutions to individuals and institutions. With a strong emphasis on client-focused services, Northern Trust aims to build enduring partnerships with their clients by providing tailored solutions and exceptional customer experiences. Their expertise in asset management, wealth management, and asset servicing enables them to deliver innovative and reliable financial solutions that help clients grow, preserve, and manage their wealth effectively. As a trusted financial partner, Northern Trust's purpose is to empower their clients to achieve their financial goals and navigate the complexities of the global financial markets with confidence and peace of mind.