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Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

  • Job
    Full-time
    Junior & Mid Level
  • Sales & Business Development
    Banking & Finance
  • Hyderabad, +1

AI generated summary

  • You should have experience in lead generation, business development, and sales promotions for gold loans, along with strong relationship management skills and a focus on profitability and market visibility.
  • You will develop lead channels, collaborate with dealers and brokers, drive sales, maintain profitability, conduct promotional activities, and enhance brand visibility in the market.

Requirements

  • Job Role:
  • To develop sourcing channels for generating leads of Gold loans.
  • Business Planning & development i.e. Tie-up with Dealers, DSAs & Brokers to generate leads for Gold loans
  • Work closely with branch channel to drive Gold loans.
  • Maintaining the Profitability of Business, Achievement of the Business Targets.
  • Implement sales promotional activities as per bank norms, ensuring increment of sales in terms of volume and value.
  • To ensure the availability and awareness of our product in every potential area of the market.
  • Conduct retail activities to increase brand visibility and increase customer contact points

Responsibilities

  • To develop sourcing channels for generating leads of Gold loans.
  • Business Planning & development i.e. Tie-up with Dealers, DSAs & Brokers to generate leads for Gold loans
  • Work closely with branch channel to drive Gold loans.
  • Maintaining the Profitability of Business, Achievement of the Business Targets.
  • Implement sales promotional activities as per bank norms, ensuring increment of sales in terms of volume and value.
  • To ensure the availability and awareness of our product in every potential area of the market.
  • Conduct retail activities to increase brand visibility and increase customer contact points

FAQs

What is the primary role of a Gold Loan Relationship Officer?

The primary role is to develop sourcing channels for generating leads for Gold loans and to drive business development activities.

What types of partnerships will I be involved in to generate leads?

You will be involved in tie-ups with dealers, direct selling agents (DSAs), and brokers to generate leads for Gold loans.

How do I collaborate with branch channels?

You will work closely with the branch channel to drive Gold loans and ensure the availability and awareness of the product in the market.

What responsibilities do I have regarding business targets?

You will be responsible for maintaining the profitability of the business and achieving the assigned business targets.

Will I need to conduct promotional activities?

Yes, you will need to implement sales promotional activities as per bank norms to ensure an increase in sales volume and value.

How do I improve brand visibility in the market?

You will need to conduct retail activities to increase brand visibility and create additional customer contact points.

Are there opportunities for growth within the role?

Yes, the role offers opportunities for growth through successful business development and achievement of targets.

What skills are essential for the Gold Loan Relationship Officer position?

Essential skills include strong communication, business development acumen, relationship-building capabilities, and the ability to analyze market trends.

Is prior experience in the finance sector required?

While prior experience in the finance sector is beneficial, it may not be strictly required; relevant skills and a willingness to learn can also be advantageous.

What is the working environment like in this role?

The working environment is dynamic, involving collaboration with various stakeholders, and requires proactive engagement in the market.

Finance
Industry
10,001+
Employees

Mission & Purpose

Kotak Mahindra Bank is a leading Indian financial services conglomerate that offers a wide range of banking and financial products, including personal, corporate, and investment banking services. They provide solutions such as loans, savings accounts, insurance, asset management, and wealth management. Kotak Mahindra Bank’s ultimate mission is to drive growth by delivering innovative and customer-centric financial services while maintaining the highest standards of integrity and professionalism. Their purpose is to empower individuals, businesses, and institutions by offering tailored financial solutions that enhance their financial well-being and support economic progress.