FAQs
What is the primary role of a PDU Executive in Personal Loans at KMBL?
The primary role involves visiting properties being mortgaged, completing the APF process, preparing valuation reports, and coordinating with external vendors.
What educational qualifications are required for this position?
A BE in Civil Engineering is required for this position.
Is familiarity with the location necessary for this role?
Yes, candidates must be familiar with the location to perform their duties effectively.
What processes must a PDU Executive adhere to?
The PDU Executive must adhere to the policies and processes of the bank.
What type of reports does a PDU Executive prepare?
A PDU Executive prepares valuation reports, APF reports, and updates reports in the LOS.
How does the PDU Executive coordinate with external vendors?
The PDU Executive initiates cases to external vendors, gets reports within TAT, coordinates with the branch and vendor, and handles billing.
What additional responsibilities does a PDU Executive have regarding market trends?
They are expected to provide updates to sales/HO regarding current market trends in real estate.
What types of properties will the PDU Executive visit?
The PDU Executive will visit both commercial and consumer properties that are being mortgaged with KMBL.
Is site verification part of the PDU Executive's responsibilities?
Yes, site visits, builder meetings, and verification of original documents are part of the responsibilities.
What is the importance of vetting external reports in this role?
Vetting external reports ensures accuracy in valuations and compliance with bank policies before finalizing assessments.