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Service Officer-BRANCH BANKING-Branch Banking

  • Job
    Full-time
    Junior Level
  • Customer Relations
    Banking & Finance
  • Chennai

AI generated summary

  • You should be detail-oriented, well-groomed, and possess strong communication skills. A graduate with 1-2 years' experience or freshers, comfortable with cash and proficient in computers.
  • You will manage cash transactions, address customer needs, ensure accuracy, identify business opportunities, and deliver a high-quality experience to foster customer loyalty.

Requirements

  • Meticulous & has an Eye for detail
  • Well – groomed, presentable with excellent communication skills.
  • Should have a desire to know and understand financial terminology. Likewise, should be comfortable handling cash.
  • Computer proficiency a must
  • Educational Qualification : Graduate
  • Experience of 1-2 years , Fresher’s can apply

Responsibilities

  • Cash Management – Cash/Non-cash transactional activities
  • Redress customer needs pertaining to cash, DDs, cheque deposits, general information.
  • Maintaining speed and accuracy of transactional processes.
  • Sensation of the use of other business opportunities.
  • Providing a high-quality experience that will encourage customer loyalty and good word-of-mouth

FAQs

What are the main responsibilities of a Service Officer in Branch Banking?

The main responsibilities include managing cash and non-cash transactional activities, addressing customer needs related to cash, demand drafts, cheque deposits, and general inquiries, maintaining speed and accuracy in transactional processes, and providing a high-quality customer experience.

What qualifications are required for this position?

A graduate degree is required, along with 1-2 years of experience. Freshers are also encouraged to apply.

What skills are essential for the Service Officer role?

Essential skills include meticulous attention to detail, excellent communication skills, computer proficiency, and the ability to understand financial terminology. Candidates should also be comfortable handling cash.

Is prior banking experience necessary for this role?

While prior banking experience of 1-2 years is preferred, freshers can apply as well.

What is the importance of customer service in this position?

Providing a high-quality customer experience is crucial as it encourages customer loyalty and positive word-of-mouth, which are essential for the bank's reputation and growth.

Is there an emphasis on teamwork in this role?

While the job primarily involves individual transactions and customer interactions, collaboration with team members may be necessary to ensure smooth operations and effective customer service.

Is training provided for new employees in this position?

Yes, typically training will be provided to help new employees familiarize themselves with banking procedures and systems.

What is the expected work environment for a Service Officer?

The work environment is typically a branch banking setting, where employees will interact with customers and handle transactions on a daily basis.

Are there opportunities for career advancement in this role?

Yes, there may be opportunities for career advancement within the bank, depending on performance and available positions.

What is the preferred method of communication with customers?

Excellent interpersonal communication is preferred, as it aids in effectively addressing customer inquiries and building relationships.

Finance
Industry
10,001+
Employees

Mission & Purpose

Kotak Mahindra Bank is a leading Indian financial services conglomerate that offers a wide range of banking and financial products, including personal, corporate, and investment banking services. They provide solutions such as loans, savings accounts, insurance, asset management, and wealth management. Kotak Mahindra Bank’s ultimate mission is to drive growth by delivering innovative and customer-centric financial services while maintaining the highest standards of integrity and professionalism. Their purpose is to empower individuals, businesses, and institutions by offering tailored financial solutions that enhance their financial well-being and support economic progress.