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PB US Lending Operations

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Deutsche Bank

2d ago

  • Job
    Full-time
    Junior Level
  • Business, Operations & Strategy
    Banking & Finance
  • Jaipur

AI generated summary

  • You need 2+ years in Loan Operations, expertise in Loan IQ, strong communication and negotiation skills, and willingness to work night shifts. Be a self-starter with a proactive mindset.
  • You will process loans in Loan IQ, manage funding requests, generate invoices, track documents, handle audits, monitor volume inflow, assist with decision-making, and drive process improvements.

Requirements

  • Have full understanding of Lending products & processes. This may include having at least 2 years of experience in Loan Operations, Servicing, Origination, Deal amendments, Collateral booking & linking in Loan IQ, and any other aspects of Lending business.
  • Hands on / working knowledge of Loan IQ system is a must.
  • Needs to be a self-starter with significant ability to undertake initiatives.
  • Strong interpersonal / good negotiations skills are required.
  • Follow through skills, Effective communication skills, fluency in Microsoft Office skills, ability to confidently handle internal clients, futuristic and innovative approach will be expected.
  • Ability and willingness to work in night shift is a must.

Responsibilities

  • Preparing daily activity sheet, processing repricing, rollover, interest, principal paydown, MFFs etc in Loan IQ system.
  • Managing email box and processing funding requests on already set up loans in system.
  • Setting up new deals in Loan IQ system and working on amendment requests.
  • Generating the outstanding Invoices, Fund Transfer, Reconciliation of Accruals vs Outstanding Payments of lending business. Sharing the Invoices with Client over e-mails or mails.
  • Adjustments of Interest rates in Deposit account when required.
  • Preparing of automated and manual reports on outstanding Documents and sharing with business,
  • Keeping a track of outstanding document on loan account. Following up with business for submission.
  • Identifying a business risk and report it to respective stakeholders.
  • Handling Audits requirements with explaining the process and providing documents
  • Completion of day-to-day activity as per standards and ensure accurate and timely delivery of assigned production duties.
  • Ensure adherence to all cut-off times and quality of processing as maintained in SLAs.
  • Monitor volume inflow and assist in sufficient resource and task allocation in a justifiable manner.
  • Ensure that all queries/first level escalations related to routine activities are responded to within the specified time frame.
  • Act as backup for the team manager in your absence and share best practices with the team. Ensure quality/quantity of processing is maintained as per the SLA.
  • Should be capable to handle multiple deadlines.
  • Ensure HRM policies are followed.
  • Ensure to process and approve all transactions in given TAT.
  • Understanding of downstream and upstream of process workflow.
  • Drive Partnership value with various internal teams.
  • Checklist to be signed on daily basis and scanned to shared folder.
  • Driving process improvements in the team.
  • Ensure timely completion of all request and adhere to Client Confidentiality.
  • Update volumes in various spreadsheets/work logs accurately and on time.
  • Assist Team manager/AVP in decision making and taking complete ownership of the situation.
  • Ensure teamwork culture is practiced.
  • To get involved in on-going Projects driven by the management team.
  • Ensure adequate back-ups created for all critical positions and assist other teams during contingencies (Staff shortage, high volumes etc).
  • Escalate all issues in time, to the appropriate level, to avoid any adverse impact on the business.
  • Ensure all the KOPs are updated properly.
  • Flexible with business hours respective to volume received.

FAQs

What is the job title for this position?

The job title for this position is PB US Lending Operations.

Where is this position located?

This position is located in Jaipur, India.

What are the primary responsibilities of the PB US Lending Operations role?

The primary responsibilities include preparing daily activity sheets, managing email requests, setting up new deals, generating invoices, tracking outstanding documents, and ensuring adherence to SLAs among other related tasks.

What qualifications are required for this role?

A minimum of 2 years of experience in Loan Operations, Servicing, Origination, and hands-on knowledge of the Loan IQ system is required, along with strong communication and interpersonal skills.

Is knowledge of the Loan IQ system necessary for this position?

Yes, hands-on knowledge of the Loan IQ system is a must for this position.

Are there any specific working hours required for this position?

Yes, the ability and willingness to work night shifts is required for this position.

What benefits are offered to employees in this role?

Benefits include a best-in-class leave policy, gender-neutral parental leaves, reimbursement for childcare assistance, comprehensive hospitalization insurance, accident and term life insurance, and more.

Is training and development offered for this position?

Yes, training and development are provided to help employees excel in their career.

Is there support for industry-relevant certifications?

Yes, sponsorship for industry-relevant certifications and education is offered.

What is emphasized in the workplace culture?

The workplace culture emphasizes collaboration, empowerment, initiative, and continuous learning.

What type of client interaction can one expect in this role?

Employees can expect to handle internal client interactions and respond to queries in a timely fashion.

Are there opportunities for process improvements in this role?

Yes, driving process improvements and efficiency within the team is part of the responsibilities.

How does the company approach teamwork?

The company encourages a teamwork culture, where sharing best practices and supporting each other is emphasized.

Will I be involved in any ongoing projects?

Yes, employees are expected to get involved in ongoing projects driven by the management team.

What should I do in case of high volumes or staff shortages?

Employees are expected to assist other teams during contingencies, such as staff shortages or high volumes.

How should issues be escalated in this role?

All issues should be escalated in a timely manner to the appropriate level to avoid any negative impact on the business.

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Deutsche Bank

Finance
Industry
10,001+
Employees
1869
Founded Year

Mission & Purpose

At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background.

Benefits

  • Home office flexible work time

    We support flexible working, whether that’s working from home, flexible working hours or even part-time working. However, it is important to note that opportunities will vary depending on your particular role.

  • Annual leave & more

    Employees are entitled to generous leave allowance (details should be discussed with local recruitment teams). Additionally, paid leave is granted for special events including, wedding/civil partnerships, compassionate leave, paternity leave or when you’re caring for a sick child. On top of the statutory 36 months of parental leave (Germany), Deutsche Bank offers an extra six months of parental leave – providing you have been with us for more than three years.

  • Support & Counselling

    Whether you need professional help or personal advice: Deutsche Bank offers a comprehensive support network ranging from career advice, mental health support, assistance in finding childcare or social care for the elderly.

  • Health insurance

    You can choose between statutory or a range of private health insurance options. Our statutory health insurance ‘Betriebskrankenkasse BKK’ is available exclusively to Deutsche Bank employees and their families. Aside from shorter waiting times for appointments, BKK provides access to expert medical consultations over the phone and regular health checks.

  • Sick pay

    Beyond statutory sick pay, Deutsche Bank will also cover the difference between your net salary and the statutory sickness benefit allowance. The duration of the sick pay will be dependent on the number of years you’ve worked with us.

  • Pension

    We understand that pensions can be a dry topic; however here at Deutsche Bank, we are dedicated to simplifying the complexities, so that all of our people can enjoy their lives beyond work. To provide a great foundation for your future, we provide our people with a comprehensive pension scheme that delivers all the security and all the flexibility you need.