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Credit Associate

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Moody's Corporation

3mo ago

  • Job
    Full-time
    Mid & Senior Level
  • Data
    Banking & Finance

AI generated summary

  • You need a relevant degree, strong communication skills, proficiency in Excel and coding (R, VBA, Python), and a good understanding of credit or fixed income markets. Experience is a plus.
  • You will analyze credit data, develop methodologies, maintain databases, monitor industry trends, support research, and ensure compliance while collaborating with teams on financial tools and presentations.

Requirements

  • Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) in a relevant subject (eg finance, economics)
  • Master’s degree in a relevant subject preferred.
  • Excellent verbal, written communication, and presentation skills
  • Proficient in MS Excel, Word, and PowerPoint.
  • Coding experience would be a significant advantage, eg R, VBA or Python.
  • Proactive and able to work effectively in a collaborative team environment.
  • Strong organization skills, analytical thinking, and attention to detail.
  • Able to work using own initiative without close supervision, and exercise sound judgement.
  • Ability to adapt to a changing environment and prioritize tasks accordingly.
  • Some understanding of fixed income markets and/or credit knowledge is preferred. Previous experience of publishing research is desirable
  • Relevant experience in credit or methodologies (including internships) is useful but not essential

Responsibilities

  • Performing day-to-day analysis related to credit, methodology development and rating accuracy, which may include the following:
  • Performing analysis relating to macroeconomic and/or financial forecasts
  • Interpreting and analyzing financial data and other credit inputs
  • Gathering and analyzing financial and credit data, preparing charts, updating financial models, and preparing required documentation
  • Collaborating with ratings teams to develop, build, and maintain analytical tools for financial analysis.
  • Building and maintaining databases (such as the default database)
  • Developing a working knowledge of credit fundamentals including of Moody’s methodologies and credit rating best practices.
  • Developing the ability to understand and identify key factors that affect issuer credit ratings.
  • Undertaking analysis to support the development or assessment of methodologies, models and other analytical frameworks.
  • Monitoring the credit industry by following market developments. Identifying emerging trends and issues and providing analysis for senior management and publication
  • Contributing to research, including through idea generation and preliminary drafting. Work with colleagues to draft presentations.
  • Collaborating in preparing analysis for outreach presentations
  • Operate applicable ratings and research systems and utilize software specific to MIS and CSS.
  • Demonstrate sound understanding and judgment in applying Moody’s processes, documentation standards, and best practices, and adhere to all laws and policies.
  • Contribute to projects and methodological work as required, taking a lead role where appropriate.
  • Provide ad-hoc support on other tasks as needed.
  • Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
  • Awareness of Moody’s risk management approach.
  • Increase awareness of cyber risks and avoidance of vulnerabilities e.g., e-mail use (phishing malware).
  • Ensure high quality of work free errors.

FAQs

What is the experience level required for the Credit Associate position?

The position is for experienced hires.

Where is the Credit Associate role based?

The role is located at Quay Building 8th Floor, Bagmane Tech Park, Bengaluru, IN.

What are the primary responsibilities of a Credit Associate?

Credit Associates are responsible for performing day-to-day analysis related to credit, methodology development, rating accuracy, financial data analysis, building analytical tools, and contributing to research and outreach presentations.

What qualifications are required for this job?

A minimum undergraduate degree in a relevant subject such as finance or economics is required, and a Master's degree is preferred.

Is coding experience necessary for the Credit Associate role?

While coding experience is not strictly necessary, it is considered a significant advantage, particularly in languages such as R, VBA, or Python.

What skills are important for a Credit Associate?

Important skills include excellent verbal and written communication, proficiency in MS Excel, Word, and PowerPoint, strong organizational skills, analytical thinking, and attention to detail.

Are internships relevant for this position?

Yes, relevant experience in credit or methodologies, including internships, is useful but not essential.

How important is teamwork for this role?

Teamwork is essential, as Credit Associates must work effectively in a collaborative environment and demonstrate proactivity.

Does Moody's offer equal employment opportunity?

Yes, Moody's is an equal opportunity employer and considers all qualified applicants without regard to race, color, religion, sex, national origin, disability, or other protected characteristics.

Is there any mandatory training required for this position?

Yes, candidates must complete mandatory required training in a timely manner to ensure compliance with applicable laws and policies.

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Moody's Corporation

We provide financial intelligence and analytical tools to help business leaders make better, faster decisions.

Finance
Industry
10,001+
Employees
2007
Founded Year

Mission & Purpose

Moody’s is a global integrated risk assessment firm that empowers organisations to make better decisions. Our data, analytical solutions and insights help decision-makers identify opportunities and manage the risks of doing business with others. We believe that greater transparency, more informed decisions, and fair access to information open the door to shared progress. With over 14,000 employees in more than 40 countries, Moody’s combines international presence with local expertise and over a century of experience in financial markets.