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Analyst-Risk Management

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American Express

9d ago

  • Job
    Full-time
    Junior Level
  • Data
    Banking & Finance

AI generated summary

  • You need a Bachelor’s/Master’s degree, 1+ year of relevant experience, proficiency in Excel, SQL, Python, strong communication skills, critical thinking, and attention to detail. Prior AML or risk knowledge is a plus.
  • You will define business requirements, analyze data, support TM scenario design, document processes for regulatory needs, assess TM rule effectiveness, and ensure output accuracy.

Requirements

  • Minimum Qualifications
  • Academic Background: Bachelor’s degree or Master’s degree from a Tier -1 Institute
  • Past Experience: Minimum of 1 year of relevant work experience
  • Experience using Excel, SQL/HQL, and Statistical Programming (Python)
  • Strong verbal and written communication skills, with the ability to translate between various technical and non-technical audiences
  • Proactive and reactive thinking and good analytical skills
  • Excellent critical thinking and attention to detail
  • Excellent planning and organizations skills including ability to manage inter-dependencies and execute under stringent timelines
  • Exceptional drive and commitment; ability to work and thrive in in fast changing, results driven environment; and proven ability in handling competing priorities
  • Proactive learner with the ability to quickly learn new concepts and techniques with minimal supervision
  • Preferred Qualifications
  • Knowledge of AML Investigations, and/or the payments industry is a plus. Working knowledge of Credit and Fraud Risk is extremely preferred.

Responsibilities

  • Defining and documenting business requirements, in cohort with Stakeholders
  • Providing conceptual support for the design of TM scenarios involving credit and charge cards
  • Performing data analysis using Excel pivot tables, intermediate SQL queries, and/or statistical techniques (e.g. Exploratory Data Analysis using Python)
  • Ensuring process and actions are logged and support regulatory reporting, documenting the analysis and the rule build in form of qualitative document for relevant stakeholders
  • Analyse the effectiveness of the existing TM rules and propose optimization wherever required
  • Reviewing output to ensure conformity and accuracy with their intended design

FAQs

What is the main responsibility of an Analyst in the Risk Management team at American Express?

The primary responsibility is to partner with various teams to design and implement automated transaction monitoring scenarios to support compliance stakeholders and manage the company’s compliance risk.

What qualifications are required for this role?

A Bachelor’s or Master’s degree from a Tier-1 institute and a minimum of 1 year of relevant work experience are required.

What technical skills are necessary for this position?

Proficiency in Excel, SQL/HQL, and statistical programming (such as Python) is necessary for this role.

Is knowledge of AML and the payments industry preferred?

Yes, knowledge of AML investigations and the payments industry is a plus, with a strong preference for individuals who have working knowledge of credit and fraud risk.

What kind of work environment can I expect?

You can expect a fast-changing, results-driven environment where you’ll need to manage competing priorities effectively.

Will I have opportunities for career development?

Yes, American Express provides various career development and training opportunities to support professional growth.

Are benefits available for part-time employees?

Benefits are generally offered based on employment status and location, including aspects like medical, dental, and retirement support.

How does American Express support employee well-being?

American Express prioritizes holistic well-being by offering benefits for physical, financial, and mental health, including medical insurance, retirement support, and access to counseling programs.

Are there opportunities for flexible work arrangements?

Yes, there are flexible working models, including hybrid, onsite, or virtual arrangements, depending on the role and business needs.

What is the process for employment verification?

The offer of employment is conditioned upon the successful completion of a background verification check, in accordance with applicable laws and regulations.

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American Express

Finance
Industry
10,001+
Employees
1850
Founded Year

Mission & Purpose

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.

Culture & Values

  • We Back Our Customers

    Relationships are at the heart of our business. We strive to be essential to our customers by delivering exceptional products, services and experiences every day – and promise to have their backs in everything we do.

  • We Make It Great

    We deliver an unparalleled standard of excellence in everything we do, staying focused on the biggest opportunities to be meaningful to our customers. From our innovative products to our world-class customer service, our customers expect the best—and our teams are proud to deliver it.

  • We Do What’s Right

    Customers choose us because they trust our brand and people. We earn that trust by ensuring everything we do is reliable, consistent, and with the highest level of integrity.

  • We Respect People

    We trust and respect one another for who we are and what we contribute. We are accountable to one another and empower every voice through open, courageous dialogue so others feel heard.

  • We Embrace Diversity

    We see diversity of people and experiences as fuel for the creativity and innovation we need to be and deliver our best.

  • We Stand for Inclusion

    We all have biases. However, we do not tolerate bias that excludes or minimizes anyone – all people belong. We’re committed to ensuring that we have a welcoming and inclusive culture where everyone’s voice matters and where people of all races, ethnicities, genders, gender identities, sexual orientations, ages, religions, disabilities and viewpoints can thrive.

  • We Win As a Team

    We view each other as colleagues—part of the same team, striving to deliver the brand promise to our customers and each other every day. Individual performance is essential and valued, but never at the expense of the team.

  • We Support Our Communities

    We respect our communities and are committed to working together so they can thrive and make a meaningful difference in the world.